You’ve toughed it out over the hardest parts. Behind you are the bulk of expenses such as the mortgage and school. You can now focus on how you want to structure your lifestyle and maximise your efforts in trying to prepare yourself for retirement.
At this stage of your life, you’ll be considering your superannuation situation, and with little or no mortgage to pay anymore, wealth accumulation, especially in super, becomes a major focus.
If this sounds like you, we can help:
- High outgoing expenses
- Reducing a large debt
- Long-term household responsibilities
- Retirement within 10 years
- Voluntary redundancy
- Single parent
- Supporting children
- Suddenly asset rich (e.g. inheritance)
- Planning a home purchase
- Planning significant life changes
- Low outgoing expenses
- Health issues
Key strategies to help when you’re in pre-retirement:
- Maximising investments
- Salary sacrificing to super
- Risk insurance
Contact our friendly team today to see how we can help you with pre-retirement planning.